Method Workers' Comp

Small business
Big opportunity

Small businesses employ 61.7 million Americans.
That’s nearly half the working population.

Yet, because of their size, small businesses are often overlooked. Method is committed to keeping workers safe, healthy and on-the-job — no matter the size of the risk. That’s why we offer a Small Business Comp program backed by the same excellent customer service you expect from Method.

Small Business Program Highlights

Broad appetite
A rated carrier
Full underwriting authority for fast turnaround time
Minimum payroll: $12,500¹
Multi-state exposures
Flexible payment, including monthly payroll reporting²

Submit your small business account
Not yet under contract? Get appointed

Small Business Program Details

AVAILABILITY

Method Small Business Comp is available in all non-monopolistic states except NY.

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

Agritainment (petting zoo, pumpkin patch, etc.)
Artisan Contractors
Automobile mechanics (body repair, paint, etc.)
Bakeries and Coffee Shops
Doctors, dentists, chiropractic, specialists
Grocery stores (no 24 hr)
Hotels or motels
Janitorial
Lawyers, CPA's, and other professional industries
Light industrial manufacturing
Local automobile sales
Restaurants
Retail Outlets and Boutiques
Storage Facilities
Trucking (300 mile max radius, no out-of-state)

EXCLUSIONS

Aircraft or helicopter operations
Any operation involving firearms, ammunition, fireworks or other explosive material
FedEx, Amazon delivery or similar couriers - i.e. last mile delivery
Federal Coal Mine, FELA coverage
Heights over 30ft or depths below 10ft
Home health, nursing, or assisted living facilities
Livestock including cattle or horses
Logging, deforestation, wildfire, or disaster cleanup
Maritime Liability, Jones Act, USL&H, Defense Base Act
Oil, gas, asbestos, or chemical manufacturing
Owner only policies
Railroad, coal, foundry, or mining operations
Risks with foreign travel and coverage requirements
Roofing or crane work
Strip clubs or other similar operations

Submit your small business account
Not yet under contract? Get appointed

Small businesses employ 61.7 million Americans.

Small business Big opportunity

Small businesses employ 61.7 million Americans. That’s nearly half the working population.